Check whether or not you are ready to own a house. Answer "Yes" or "No" to the following questions to confirm that your have arranged everything ready to become a homeowner. If your answer for one or two questions is "No," don't worry, you can focus more on these areas to improve.

• Are you willing to take the responsibility to maintain your home?

• Can you make the bills and repayments on time?

• Do you expect consistency/raise in your present income?

• Do you have a plan to get the money required for closing costs and down payment?

• Do you have a stable income source?

• Can you manage to pay for repayments, taxes, insurance, maintenance, and repairs every month?