Mortgage Glossary – Meaning of Initial Interest Rate

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		Initial Interest Rate :- The interest rate which is fixed at the initial period on the life of an ARM for some specific number of months; this called as the initial interest rate is also referred to as a "Teaser" or a "Start Rate", when it is below the fully indexed interest rate.

Impound	Interest	Interest Rate Ceiling
Impound Account	Interest Accrual Period	Interest Rate Decrease Cap
Index	Interest Accrual Rate	Interest Rate Floor
Indexed ARM	Interest Cost	Interest Rate Increase Cap
Indexed Rate	Interest Due	Interest Rate Index
Inflation	Interest Income	Interest Rate Swap
Initial Interest Rate	Interest-only Mortgage	Interim Financing
Initial Rate Period	Interest Payment	Interim Refinance
Installment	Interest Rate	Intermediate-term Mortgage
Insurance	Interest Rate Adjustment Period	Internet Mortgages
Insured Mortgage	Interest Rate Buy down Plan	Investor


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